Escape Your Unmanageable Mortgage

Getting free doesn't have to mean running away.

Today, many homeowners find themselves unable to escape an unmanageable mortgage. Some of them are being given some bad advice.
They are being told that walking away from their mortgage and letting the bank foreclose is their best possible option. It is called Strategic Default, and it has terrible consequences.
As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I make it my mission to know the best possible options available to distressed homeowners for both their present AND their future.
Read the report on my site under the RESOURCE TAB entitled Escape Your Unmanageable Mortgage: Getting free doesn't have to mean running away. Then, call or email me and schedule your free, confidential consultation.
Dawn O'Neal
Realty World Executive Advantage
Broker-Owner-REALTOR^®
1-408-923-7758
Dawn@DawnOneal.com
http://Delinquent-Mortgage-Options.com - FOR PRIVATE, CONFIDENTIAL, FREE ASSISTANCE

Bittersweet Assistance ~ Another Short Sale Closes

Today we closed escrow on another short sale for some of my clients but they don't get any easier. The process does but the feeling for the clients do not. It is satisfying knowing that I have helped them through a rough process but at the same time it hurts knowing I could not do more to help them keep their home. The only satisfaction that I can make myself believe is that now the worst is over and they can move forward to rebuilding their future and perhaps even have it turn out better for them by starting over without this pressure hanging over their heads.

Short sale processes are getting a little bit better depending upon the mediation company you choose to work with and the lender(s) involved. IF you need to go through this, make sure you either get a referral from someone who has been through it or ask lots of questions to make sure your agent/mediator keeps in communication with you. Be prepared for long stretches of time without news but if you have a good team working together, it will be rather painless once the mountain of paperwork is submitted.

If you are currently going through your own personal short sale process or facing foreclosure, just know you are not alone out there. Sometimes you just need to let go and move on to the next adventure that life has in store for you and reduce your stress that you have no control over. Unfortunately we cannot always know the reason why things happen but we can choose how we react to them.